About KOFE: Knowledge of Financial Education

KOFE was founded on the idea that financial education resources should be accessible, engaging, and easy-to-use.

 

Why Choose KOFE?

Since 2015, KOFE has been a financial education leader – a leader in technology, price, and personal service. Our team has over 60 years combined experience delivering for clients beyond their expectations.

 

Our Mission

Our mission is to offer wide-ranging financial education resources that can be accessed and used in the time it takes to have a coffee break, with the support of certified coaches who can answer questions and help users overcome specific financial challenges.

Meet Our Team

Gary Herman

Gary Herman has 25+ years of experience in operations and marketing policies, hiring and training financial counselors, and financial analysis. His role is to oversee the growth of the KOFE platform and ongoing success of the organization.

Gary Herman
President

Gary Herman has 25+ years of experience in operations and marketing policies, hiring and training financial counselors, and financial analysis. His role is to oversee the growth of the KOFE platform and ongoing success of the organization.

Shelley German

Shelley has 15+ years of experience leading teams in agile transformation, operational excellence, and business development.  She brings innovation, opportunities, and solutions-based methods to excel business-to-business relationships, as well as consumer experience.

Shelley German
Sales and Operations Manager

Shelley has 15+ years of experience leading teams in agile transformation, operational excellence, and business development.  She brings innovation, opportunities, and solutions-based methods to excel business-to-business relationships, as well as consumer experience.

Beatriz Hartman

Beatriz’s role is to introduce you to KOFE and its benefits.  Beatriz has 14+ years of experience in financial literacy and how it impacts an organization’s bottom line, as well as the overall financial well-being of individuals.

Beatriz Hartman
Financial Wellness Solutions Leader

Beatriz’s role is to introduce you to KOFE and its benefits.  Beatriz has 14+ years of experience in financial literacy and how it impacts an organization’s bottom line, as well as the overall financial well-being of individuals.

Jennifer Field

Jennifer Field manages operations and KOFE’s coaching team, as well as conducting on-site events. Combined with her experience as a Financial Coach and Certified Credit Counselor, she facilitates financial education for KOFE users.

Jennifer Field
Team Lead

Jennifer Field manages operations and KOFE’s coaching team, as well as conducting on-site events. Combined with her experience as a Financial Coach and Certified Credit Counselor, she facilitates financial education for KOFE users.

Perla Bisonó

Perla’s role is to build and preserve relationships with our partners. Perla is a Certified Credit Counselor and has 4+ years of experience providing individuals with financial education and equipping with them to become financially fit.

Perla Bisonó
Partner Relationship Manager

Perla’s role is to build and preserve relationships with our partners. Perla is a Certified Credit Counselor and has 4+ years of experience providing individuals with financial education and equipping with them to become financially fit.

TESTIMONIALS

We sincerely believe the resources, experience, and expertise that Consolidated Credit shares either through on-site workshops, private consultations with a counselor, participation in our benefit fairs, educational booklets, budgeting tools as well as other avenues, has a positive impact.

Miami-Dade County

KOFE, by Consolidated Credit, has been extremely proactive in providing timely financial literacy resources to our members via their website, seminars, webinars and marketing materials. This is crucial in a time when there is limited information available to educate our members and our community.

Gold Coast Federal Credit Union

We have partnered with Consolidated Credit since April 2016. The implementation went smoothly and the staff orientation was thorough. We particularly appreciate having speakers and financial coaches available for in-person events. The entire Consolidated Credit staff has been welcoming and supportive – they genuinely want to help our members succeed!

We Florida Financial

Consolidated Credit has been a true partner in providing resources and one on one counseling opportunities to assist our clients in better understanding and handling the financial challenges they face on a daily basis.

Hispanic Unity of Florida