About KOFE: Knowledge of Financial Education

KOFE was founded on the idea that financial education resources should be accessible, engaging, and easy-to-use.

 

Why Choose KOFE?

Since 2015, KOFE has been a financial education leader – a leader in technology, price, and personal service. Our team has over 60 years combined experience delivering for clients beyond their expectations.

 

Our Mission

Our mission is to offer wide-ranging financial education resources that can be accessed and used in the time it takes to have a coffee break, with the support of certified coaches who can answer questions and help users overcome specific financial challenges.

Meet Our Team

Gary Herman

Gary Herman has 25+ years of experience in operations and marketing policies, hiring and training financial counselors, and financial analysis. His role is to oversee the growth of the KOFE platform and ongoing success of the organization.

Gary Herman
President

Gary Herman has 25+ years of experience in operations and marketing policies, hiring and training financial counselors, and financial analysis. His role is to oversee the growth of the KOFE platform and ongoing success of the organization.

Shelley German

Shelley has 15+ years of experience leading teams in agile transformation, operational excellence, and business development.  She brings innovation, opportunities, and solutions-based methods to excel business-to-business relationships, as well as consumer experience.

Shelley German
Sales and Operations Manager

Shelley has 15+ years of experience leading teams in agile transformation, operational excellence, and business development.  She brings innovation, opportunities, and solutions-based methods to excel business-to-business relationships, as well as consumer experience.

Beatriz Hartman

Beatriz’s role is to introduce you to KOFE and its benefits.  Beatriz has 14+ years of experience in financial literacy and how it impacts an organization’s bottom line, as well as the overall financial well-being of individuals.

Beatriz Hartman
Financial Wellness Solutions Leader

Beatriz’s role is to introduce you to KOFE and its benefits.  Beatriz has 14+ years of experience in financial literacy and how it impacts an organization’s bottom line, as well as the overall financial well-being of individuals.

TESTIMONIALS

We sincerely believe the resources, experience, and expertise that Consolidated Credit shares either through on-site workshops, private consultations with a counselor, participation in our benefit fairs, educational booklets, budgeting tools as well as other avenues, has a positive impact.

Miami-Dade County

KOFE, by Consolidated Credit, has been extremely proactive in providing timely financial literacy resources to our members via their website, seminars, webinars and marketing materials. This is crucial in a time when there is limited information available to educate our members and our community.

Gold Coast Federal Credit Union

We have partnered with Consolidated Credit since April 2016. The implementation went smoothly and the staff orientation was thorough. We particularly appreciate having speakers and financial coaches available for in-person events. The entire Consolidated Credit staff has been welcoming and supportive – they genuinely want to help our members succeed!

We Florida Financial

Cobalt Credit Union has been a proud KOFE partner since 2017. We’ve found this financial wellness platform is easy to navigate and contains quality content that provides significant value to our members. We especially like the variety of formats the content comes in – whether its webinars, eBooks, podcasts, videos, or another format, there is something for everyone. They’re continually providing new material and we’re glad to be able to offer KOFE as a beneficial resource to our members to help them on their financial journey.

Cobalt Credit Union