40%

40% of households with incomes over $125K have revolving debt.

CFPB

3.1%

Consumer prices rose 3.1% in November YoY, led by transportation services, shelter, and food increases (primarily food not prepared at home).

BLS

39%

Only 39% of young men who have completed high school are enrolled in college.

Pew Research

2x

Consumers without a college degree are 2x as likely to be denied credit or forgo applying than those with at least a 4-year degree.

CFPB

15.5%

Only 15.5% of homes for sale in 2023 were affordable for the typical U.S. household—the lowest share on record – down from 45% in 2020.

Redfin

85%

85% of consumers charged an NSF fee were also charged an overdraft fee.

CFPB

2/3

Nearly two-thirds of banks and credit unions with over $10 billion in assets have eliminated non-sufficient fund fees.

CFPB

$1,000

Households with at least $1,000 in a checking or savings account saw significant increases in credit card borrowing power from 2022 to 2023.

CFPB