Help ease your employees’ financial concerns and improve production.

It’s a proven fact that financial hardships reduce the amount of production in the workforce. They also increase absenteeism - this makes sense. After all, how can employees fully focus on doing their jobs when overwhelming debt, foreclosure issues or debt collectors are distracting them?

You could avoid these costly issues by offering a benefit that would help solve your employees’ financial problems, ease their minds, and make them more productive again. The benefit is KOFE.

Employees can choose from a wide array of financial self-help tools such as videos and publications, or they can contact a qualified financial coach by calling or submitting a question online for immediate help. KOFE can also customize a seminar or webinar according to your employees’ needs.

Some of the issues KOFE provides assistance on include:

  • How to read credit reports
  • Budgeting
  • Credit card best practices
  • Debt management
  • Identity theft awareness

Find out how your employees’ financial concerns are impacting your bottom line by using our unique Productivity Calculator. It determines the price you are paying for financial matters that can be solved with the help of our financial coaches and tools.

To learn more about how KOFE can benefit you and the financial well-being of your employees, call us at (800)901-8304 or click here to schedule a free demonstration with a KOFE representative.

Client Reviews

We have partnered with Consolidated Credit since April 2016. The implementation went smoothly and the staff orientation was thorough. We particularly appreciate having speakers and financial coaches available for in-person events. The entire Consolidated Credit staff has been welcoming and supportive - they genuinely want to help our members succeed!

We Florida Financial

Consolidated Credit has been a true partner in providing resources and one on one counseling opportunities to assist our clients in better understanding and handling the financial challenges they face on a daily basis.

Hispanic Unity of Florida

We sincerely believe the resources, experience, and expertise that Consolidated Credit shares either through on-site workshops, private consultations with a counselor, participation in our benefit fairs, educational booklets, budgeting tools as well as other avenues, has a positive impact.

Miami-Dade County

KOFE, by Consolidated Credit, has been extremely proactive in providing timely financial literacy resources to our members via their website, seminars, webinars and marketing materials. This is crucial in a time when there is limited information available to educate our members and our community.

Gold Coast Federal Credit Union

Credit Card Debt Statistics for American Households

  • The total U.S. public debt is over $12 trillion as of April 2014
  • 76% of American consumers are living paycheck-to-paycheck.
  • 28% of Americans have more credit card debt today than they have in a savings fund.
    -Time Magazine
  • 1 in 10 consumers has more than 10 credit cards.
    –Business Insider
  • Currently, the average credit card debt per U.S. household is $15,270, and in total, Americans owe $856.9 billion in credit card debt, based on American Household Credit Card Debt Statistics as of January 2014.
    -USA Today
  • $51 billion worth of fast food was charged to credit cards in 2006, compared to $33.2 billion the previous year.
    –Business Insider
  • Roughly 2 – 2.5 million Americans seek the help of a credit counselor each year to avoid bankruptcy.
    –Business Insider
  • 56% of Americans have no idea what their credit score is.
  • Percent of families whose debt exceeds 40% of their income is 14.7%
  • Only 35% of people have checked their credit within the past 12 months.