Make a difference to your clients

You can become the benefits provider that makes a difference in the financial health and well-being of the clients, and their employees that you serve. Simply contact KOFE.

KOFE offers financial education and coaching. Financial issues such as credit card debt, housing costs, identity theft issues and more distract employees. This distraction decreases work productivity because employees find concentrating on their jobs nearly impossible.

As a result, your client’s bottom line suffers. By teaming with KOFE, you can prevent this from occurring. KOFE’s variety of financial publications, videos, seminars and webinars guide employees toward better money management skills and more productivity.

KOFE also employs qualified financial coaches that employees can call or submit online questions for easy assistance. Our coaches counsel and identify customized solutions to fit each employees’ specific needs.

To monetize the amount that financial issues are costing your clients, and to highlight the value KOFE provides, use our Productivity Calculator. It clearly shows the effect financial hardships have on a company’s bottom line.

To learn more about how you can become the benefits provider that makes a difference to your clients and their employees, call us at (800)901-8304 or click here for a demo.

Client Reviews

We have partnered with Consolidated Credit since April 2016. The implementation went smoothly and the staff orientation was thorough. We particularly appreciate having speakers and financial coaches available for in-person events. The entire Consolidated Credit staff has been welcoming and supportive - they genuinely want to help our members succeed!

We Florida Financial

Consolidated Credit has been a true partner in providing resources and one on one counseling opportunities to assist our clients in better understanding and handling the financial challenges they face on a daily basis.

Hispanic Unity of Florida

We sincerely believe the resources, experience, and expertise that Consolidated Credit shares either through on-site workshops, private consultations with a counselor, participation in our benefit fairs, educational booklets, budgeting tools as well as other avenues, has a positive impact.

Miami-Dade County

KOFE, by Consolidated Credit, has been extremely proactive in providing timely financial literacy resources to our members via their website, seminars, webinars and marketing materials. This is crucial in a time when there is limited information available to educate our members and our community.

Gold Coast Federal Credit Union

Credit Card Debt Statistics for American Households

  • The total U.S. public debt is over $12 trillion as of April 2014
  • 76% of American consumers are living paycheck-to-paycheck.
  • 28% of Americans have more credit card debt today than they have in a savings fund.
    -Time Magazine
  • 1 in 10 consumers has more than 10 credit cards.
    –Business Insider
  • Currently, the average credit card debt per U.S. household is $15,270, and in total, Americans owe $856.9 billion in credit card debt, based on American Household Credit Card Debt Statistics as of January 2014.
    -USA Today
  • $51 billion worth of fast food was charged to credit cards in 2006, compared to $33.2 billion the previous year.
    –Business Insider
  • Roughly 2 – 2.5 million Americans seek the help of a credit counselor each year to avoid bankruptcy.
    –Business Insider
  • 56% of Americans have no idea what their credit score is.
  • Percent of families whose debt exceeds 40% of their income is 14.7%
  • Only 35% of people have checked their credit within the past 12 months.