Partnering with KOFE

Improve customer relations, increase business and improve workforce productivity.

Financial institutions, employers and EAPs and benefit providers partner with KOFE because our financial tools and services give them an edge. No other provider combines financial coaching and education in such a seamless format.

Employers partnering with financial coach

Financial Institutions

Clients will receive valuable lessons on financial issues that enlighten them and make them more responsible with their money. With this education, they are more likely to become better candidates for loans, credit cards and investments.

Employers and EAPs

Once employees receive the financial knowledge, services and personal help they desire, they can focus on their job. This increases productivity and lowers absenteeism rates. Don’t let their stressful financial issues hurt your bottom line. Get them the assistance they need.

Benefit Providers

Team with KOFE and become the benefit provider that offers financial education products and personal coaching. When employees become distracted by financial issues, they don’t perform at their optimal level. That prevents your client’s business from achieving peak production. You can make a difference with KOFE.

There is no guessing or confusion. KOFE presents their educational products online or in person. Employees, customers and clients alike become better money managers because our efficient, dynamic and helpful resources are at their disposal.

The bottom line is: KOFE benefits the people you’re trying to reach. And your bottom line will benefit as well. Contact KOFE today.

Client Reviews

We have partnered with Consolidated Credit since April 2016. The implementation went smoothly and the staff orientation was thorough. We particularly appreciate having speakers and financial coaches available for in-person events. The entire Consolidated Credit staff has been welcoming and supportive - they genuinely want to help our members succeed!

We Florida Financial

Consolidated Credit has been a true partner in providing resources and one on one counseling opportunities to assist our clients in better understanding and handling the financial challenges they face on a daily basis.

Hispanic Unity of Florida

We sincerely believe the resources, experience, and expertise that Consolidated Credit shares either through on-site workshops, private consultations with a counselor, participation in our benefit fairs, educational booklets, budgeting tools as well as other avenues, has a positive impact.

Miami-Dade County

KOFE, by Consolidated Credit, has been extremely proactive in providing timely financial literacy resources to our members via their website, seminars, webinars and marketing materials. This is crucial in a time when there is limited information available to educate our members and our community.

Gold Coast Federal Credit Union

Credit Card Debt Statistics for American Households

  • The total U.S. public debt is over $12 trillion as of April 2014
  • 76% of American consumers are living paycheck-to-paycheck.
  • 28% of Americans have more credit card debt today than they have in a savings fund.
    -Time Magazine
  • 1 in 10 consumers has more than 10 credit cards.
    –Business Insider
  • Currently, the average credit card debt per U.S. household is $15,270, and in total, Americans owe $856.9 billion in credit card debt, based on American Household Credit Card Debt Statistics as of January 2014.
    -USA Today
  • $51 billion worth of fast food was charged to credit cards in 2006, compared to $33.2 billion the previous year.
    –Business Insider
  • Roughly 2 – 2.5 million Americans seek the help of a credit counselor each year to avoid bankruptcy.
    –Business Insider
  • 56% of Americans have no idea what their credit score is.
  • Percent of families whose debt exceeds 40% of their income is 14.7%
  • Only 35% of people have checked their credit within the past 12 months.